- Joining fee
₹2,500 + GST
- Annual fee
₹2,500 + GST
- Best suited for
Travel, International Spends
- Reward type
Air Miles
Rewards
- Rewards rate
3 Miles/₹100 on Etihad Airways and 1 Mile/₹100 on All Other Domestic and Cross-Border Spends
- Welcome benefits
5,000 + 2,500 (LIMITED TIME OFFER) Etihad Guest Bonus Miles on Spending ₹50,000 Within 60 Days and Silver Tier Status on First Etihad Transaction Within 6 Months
- Reward redemption
Redeem Miles With Etihad
Benefits
- Domestic lounge
8 Complimentary Lounge Visits Per Year (2 Per Quarter)
- International lounge
4 Complimentary Lounge Visits Per Year (1 Per Quarter)
Fees & charges
- Spend-based waiver
Annual Fee Waiver on Spends of ₹3 Lakh or More
- Rewards redemption fee
Nil
- Foreign currency markup
1%
- Interest rates
3.75% Monthly or 45% Annually
- Fuel surcharge waiver
1% Waiver for Transactions Between ₹500 and ₹5,000
- Cash advance charges
2.5% of the Amount Withdrawn or ₹500 (Whichever is Higher)
Product highlights
- Earn 3 Etihad Guest Miles per ₹100 spent on Etihad Airways and 1 Mile per ₹100 on all other domestic and international spends.
- Get 5,000 Etihad Guest Bonus Miles on spending ₹25,000 within 60 days of card issuance.
- Enjoy complimentary Etihad Guest Silver Tier status on your first Etihad transaction within 6 months.
- Access 8 domestic and 4 international airport lounge visits every year.
- Pay a low 1% forex markup on international transactions, lower than most travel cards.
- Earn bonus miles through monthly, quarterly, and annual milestone spends.
Pros & cons
Pros
- The card offers a competitive 1% Forex markup fee on international transactions, making it significantly cheaper than the industry standard, which generally lies between 3.5% and 4% fees. It could be a fantastic opportunity for job-seekers and business owners who travel to the Middle East, including Abu Dhabi, more frequently from India.
- BOBCARD Etihad Guest Card holders can fast-track their complimentary Etihad Silver tier status if they make their first transaction within 6 months; this too comes without a minimum threshold requirement.
Cons
- Miles can be redeemed only on the Etihad Guest platform, limiting the flexibility of how earned miles are used.
FAQs
How many welcome miles does the card offer?
The card offers ₹5,000 Etihad Guest Miles as the welcome bonus benefit if you spend ₹25,000 within the first 60 days and pay the joining fee.
How many Guest Miles can I earn with this card?
You earn 3 Etihad Guest miles per ₹ 100 spent on Etihad Airways. You earn 1 Etihad Guest mile for every ₹ 100 spent on all other domestic and international purchases.
Can Etihad guest miles be redeemed for cashback or vouchers?
No. Miles earned through the card can only be redeemed on the Etihad Guest platform for flights and travel-related rewards.
Does the card offer airport lounge access?
Yes. The card provides up to 8 domestic lounge visits (2 per quarter) and up to 4 international lounge visits (1 per quarter) every year.
What are the foreign currency markup charges on this card?
The card charges a 1% foreign currency markup on international transactions, which is comparatively lower than other travel cards.