- Joining fee
₹249 + GST
- Annual fee
₹249 + GST
- Best suited for
Shopping
- Reward type
Reward Points
Rewards
- Rewards rate
5% cashback on Snapdeal, 10 RPs on every Rs. 100 spent on groceries, online spends & departmental stores, and 4 RPs on every Rs. 100 spent elsewhere.
- Welcome benefits
500 Bonus Reward Points on Spends of ₹5,000 or More
- Reward redemption
The earned Reward Points are automatically credited to your credit card account at a rate of 1 Reward Point = Re. 0.25.
Fees & charges
- Rewards redemption fee
Nil
- Foreign currency markup
3.50% of the total transaction amount
- Interest rates
3.6% Per Month (43.2% Per Annum)
- Fuel surcharge waiver
1% fuel surcharge waiver on all fuel purchases between Rs. 400 and Rs. 5,000.
- Cash advance charges
2.5% or ₹500 (Whichever is Higher)
Product highlights
- Get 500 Reward Points as a welcome benefit.
- Get 5% cashback (in the form of Reward Points) on Snapdeal.
- 10 Reward Points on every spend of Rs. 100 on selected categories.
- 4 Rewards Points per Rs. 100 spent elsewhere.
- Reward points are redeemable against the card’s outstanding balance.
- 1% fuel surcharge waiver.
- Zero liability protection against a lost/stolen card
FAQs
Is the Snapdeal BOBCARD Credit Card lifetime free?
No, the Snapdeal BOBCARD Credit Card is not lifetime free. It comes with a low annual fee of ₹249.
What is the reward rate on retail spends other than the Snapdeal website/app?
The reward rate on groceries, departmental stores, and online spends is 2.5%, and on all other retail spends, the card offers 4 RPs per ₹100 spent.
What is the maximum cap on fuel surcharge waiver offered with the Snapdeal BOBCARD Credit Card?
The maximum cap on the fuel surcharge waiver offered with this card is ₹250 per month.
What is the interest rate on this credit card?
The interest rate on the Snapdeal BOBCARD Credit Card is 3.6% per month.