- Joining fee
Lifetime Free
- Annual fee
Lifetime Free
- Best suited for
Travel, Dining
- Reward type
Reward Points
Rewards
- Rewards rate
10 Reward Points/₹100 Spent on Dining, Travel, and International Transactions. All Other Eligible Spends Shall Get 2 Reward Points/₹100
- Welcome benefits
500 Reward Points on Spends of ₹5,000 or More in the First 60 Days of Card Issuance
- Reward redemption
1 Reward Point = ₹0.25
Benefits
- Domestic lounge
1 Complimentary Domestic Airport Lounge Access Every Quarter on Spends of ₹20,000 in the Previous Quarter
Fees & charges
- Spend-based waiver
Fee Waiver on Spends of ₹1,20,000 in a Year (For Paid Version)
- Rewards redemption fee
Nil
- Foreign currency markup
3.5% on the transaction amount
- Interest rates
3.75% Per Month (45% Per Annum)
- Fuel surcharge waiver
1% waiver on fuel transactions between Rs. 400 and Rs. 5,000.
- Cash advance charges
2.5% or ₹500 (Whichever is Higher)
Product highlights
- 2 reward points on every Rs 100 spent on all categories.
- 5x reward points while spending in categories such as dining, travel, and international transactions.
- Complimentary Domestic Lounge Access at selected airports.
- 1% fuel surcharge waiver on fuel transactions at all fuel stations across India.
Pros & cons
Pros
- It’s a great lifetime free credit card that offers a decent reward rate and free airport lounge access across the country.
- This is a great card for taking advantage of various BOBCARD Credit Card offers.
Cons
- Although this card offers accelerated reward points on international purchases, a 3.5% Forex markup fee will apply to these transactions.
- 5X Reward Points earnings are capped at 2,000 in a month.
FAQs
Does this card charge any add-on fee from the cardholders?
No, you will not get charged any add-on fee on supplementary credit cards.
Do I get any free airport lounge visits with the BOBCARD Premier Credit Card?
Yes, you shall get one free domestic airport lounge visit each quarter with the BOBCARD Premier Credit Card.