BOBCARD ICSI Diamond Credit Card

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  • Joining fee

    Nil

  • Annual fee

    Nil

  • Best suited for

    Travel, Shopping

  • Reward type

    Reward Points

Rewards

  • Rewards rate

    1 Reward Point on every spend of Rs. 100 and 5x Rewards on utility bills, dining, and online purchases.

  • Welcome benefits

    Free Fit Pass Pro Membership for 6 Months and 500 Bonus Reward Points

  • Reward redemption

    The earned rewards can be redeemed against cashback at a rate of 1 Reward point = Re. 0.25.

Benefits

  • Travel

    Get free domestic lounge access every year

  • Domestic lounge

    Get 12 complimentary domestic lounge access every year (3 per quarter)

  • Insurance

    Get an accidental insurance cover worth Rs. 15 lakhs, non-air accident cover worth Rs. 5 lakhs.

Fees & charges

  • Rewards redemption fee

    Nil

  • Foreign currency markup

    2% of the total transaction amount

  • Interest rates

    3.49% per month

  • Fuel surcharge waiver

    1% fuel surcharge waiver on all fuel spends between Rs. 400 and Rs. 5,000

  • Cash advance charges

    2.5% (3% at international ATMs) of the withdrawn amount, subject to a minimum of Rs. 300.

Product highlights

  • Get a welcome benefit of 500 bonus Reward Points.
  • Complimentary 6-month Fit Pass Pro membership.
  • Get up to 5 Reward Points on every ₹100 you spend.
  • Get free domestic lounge access every year.
  • Get a low forex markup fee of only 2%.
  • Get air accidental covers worth ₹15 lakhs.
  • Get an additional 999 bonus Rewards every month.
  • Earn 3,999 bonus rewards every quarter as milestone benefits.
  • Get a 1% fuel surcharge waiver on all fuel spends.

FAQs

What is forex markup fee on the BOBCARD ICSI Diamond Credit Card?

The foreign currency markup fee on this credit card is 2% of the total transaction amount, which is lower than most of the other credit cards in the market.

What is the annual fee of the ICSI Diamond Credit Card by BOBCARD?

The BOBCARD ICSI Diamond Credit Card is lifetime free, i.e. it does not have any annual/joining charges.

Who can get the BOBCARD ICSI Diamond Credit Card?

The BOBCARD ICSI Diamond Credit Card is exclusively for the active ICSI members, so only they can apply for it.