BOBCARD Easy Credit Card

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  • Joining fee

    Lifetime Free (Till 30th June 2026)

  • Annual fee

    Lifetime Free (Till 30th June 2026)

  • Best suited for

    Shopping, Food

  • Reward type

    Reward Points

Rewards

  • Rewards rate

    5X reward points on every Rs. 100 spent on movies, groceries, and departmental stores. 1 reward point on every Rs. 100 spent on other categories.

  • Welcome benefits

    500 Reward Points on Spends of ₹5,000 Within 60 Days of Card Issuance

  • Reward redemption

    Accumulated reward points can be redeemed against cashback and other exciting options. 1 reward point is equivalent to ₹0.20

Fees & charges

  • Rewards redemption fee

    Nil

  • Foreign currency markup

    3.5%

  • Interest rates

    3.75% Per Month (45% Per Annum)

  • Fuel surcharge waiver

    Waiver of 1 % fuel surcharge on fuel transactions between Rs. 400 – Rs. 5000 at all petrol pumps all across India (Maximum Rs. 250).

  • Cash advance charges

    2.5% of the Amount Withdrawn or ₹500 (Whichever is Higher)

Product highlights

  • Lifetime free for a limited time period.
  • Earn 5X reward points on selected merchant categories like groceries, departmental stores, movies, etc.
  • Earn 1 reward point on other categories.
  • Earn 0.5% Reward Points on specific MCC categories.
  • This card can be linked to UPI.

FAQs

What are the foreign currency mark-up charges on this card ?

3.5% of the transacted amount is charged ad a forex fee on this credit card.

How much is interest levied on this card ?

3.75% p.m. is the interest charge on this card.

What are the joining and annual fees of this card ?

The BOBCARD Easy Credit Card is lifetime free.

Are there any charges on add-on member facilities ?

No, there are no charges levied on this facility.

Are there any travel benefits provided on this card ?

No, this card doesn’t provide you any travel benefits.