
- Joining fee
Lifetime Free (Till 30th June 2026)
- Annual fee
Lifetime Free (Till 30th June 2026)
- Best suited for
Shopping, Food
- Reward type
Reward Points
Rewards
- Rewards rate
5X reward points on every Rs. 100 spent on movies, groceries, and departmental stores. 1 reward point on every Rs. 100 spent on other categories.
- Welcome benefits
500 Reward Points on Spends of ₹5,000 Within 60 Days of Card Issuance
- Reward redemption
Accumulated reward points can be redeemed against cashback and other exciting options. 1 reward point is equivalent to ₹0.20
Fees & charges
- Rewards redemption fee
Nil
- Foreign currency markup
3.5%
- Interest rates
3.75% Per Month (45% Per Annum)
- Fuel surcharge waiver
Waiver of 1 % fuel surcharge on fuel transactions between Rs. 400 – Rs. 5000 at all petrol pumps all across India (Maximum Rs. 250).
- Cash advance charges
2.5% of the Amount Withdrawn or ₹500 (Whichever is Higher)
Product highlights
- Lifetime free for a limited time period.
- Earn 5X reward points on selected merchant categories like groceries, departmental stores, movies, etc.
- Earn 1 reward point on other categories.
- Earn 0.5% Reward Points on specific MCC categories.
- This card can be linked to UPI.
FAQs
What are the foreign currency mark-up charges on this card ?
3.5% of the transacted amount is charged ad a forex fee on this credit card.
How much is interest levied on this card ?
3.75% p.m. is the interest charge on this card.
What are the joining and annual fees of this card ?
The BOBCARD Easy Credit Card is lifetime free.
Are there any charges on add-on member facilities ?
No, there are no charges levied on this facility.
Are there any travel benefits provided on this card ?
No, this card doesn’t provide you any travel benefits.