- Joining fee
Lifetime Free
- Annual fee
Lifetime Free
- Best suited for
UPI
- Reward type
Cashback
Rewards
- Rewards rate
3% Cashback for UPI Spends Via super.money UPI and 1% Cashback on All Other Qualifying Spends
- Reward redemption
Cashback is Credited Against Statement at a 1:1 Ratio
Fees & charges
- Foreign currency markup
3.5%
- Interest rates
55.55% Per Annum
- Fuel surcharge waiver
1% Waiver for Fuel Transactions Between ₹400 and ₹4,000. Maximum Waiver of ₹400 Each Statement Cycle
- Cash advance charges
2.5% or ₹500, Whichever is Higher
Product highlights
- Axis Bank super.money RuPay Credit Card is a dedicated card for UPI rewards.
- This is a co-branded credit card between Axis Bank and super.money, which is a Flipkart backed company.
- Cardholders will earn 3% cashback on UPI spends and 1% cashback on all other non-UPI online transactions, as well as physical card spends.
- A free physical card is provided.
Pros & cons
Pros
- The Axis super.money Credit Card is a lifetime free offering.
- 1% cashback on all non-UPI spending made with the card.
Cons
- There are no lounge access or travel benefits offered with this card.
- Cashback on super.money UPI spends is restricted and depends on how much cashback you earn from other UPI and non-UPI transactions.
FAQs
What are the annual charges of the Axis Bank super.money RuPay Credit Card?
The Axis super.money Credit Card has no joining or annual charges. It is a lifetime free offering.
Can I use the Axis Bank super.money RuPay Credit Card on any UPI app?
No. The 3% cashback benefit is applicable only on UPI transactions made via the super.money app. Payments made through other UPI apps will not qualify for the higher cashback rate.
When is the cashback credited to my account?
The cashback earned in a billing cycle is credited in the next billing cycle, three days before the statement generation date.
Does the Axis super.money RuPay Credit Card provide airport lounge access or travel benefits?
No. This card is focused solely on UPI cashback rewards and does not provide any travel, lounge, or lifestyle benefits.