Travel on Points

Axis Bank Shoppers Stop Credit Card

Apply Now
  • Joining fee

    Nil (Limited Time Offer)

  • Annual fee

    ₹500 + GST

  • Best suited for

    Shopping

  • Reward type

    Reward Points

Rewards

  • Rewards rate

    Unlimited 20 First Citizen Points/Every ₹200 Spent at Shoppers Stop (Private Labels)

  • Welcome benefits

    First Citizen Reward Points Worth ₹300, Shoppers Stop Vouchers Worth ₹2,250, and Complimentary Shoppers Stop Golden Glow Membership

  • Reward redemption

    The points are redeemable at the Shoppers Stop store (online/ offline) and Homestop

Fees & charges

  • Spend-based waiver

    ₹500 is waived off when a cardholder spends ₹1 lakh or more in the previous year.

  • Foreign currency markup

    3.5% (plus tax) of the transaction value

  • Interest rates

    3.75% Per Month (or 55% Annually)

  • Fuel surcharge waiver

    1% fuel surcharge on fuel purchases at all fuel outlets in India

  • Cash advance charges

    2.5% (min ₹500) of the cash amount

Product highlights

  • Complimentary ‘Shoppers Stop First Citizen Club Golden Glow’ membership for cardholders.
  • First Citizen points will not expire.
  • 1% fuel surcharge waiver on all fuel transactions between ₹400 and ₹5,000 with a maximum cap of ₹400 per waiver in the statement month.
  • There is a 15% instant discount on EazyDiner up to ₹500 per month for a minimum transaction value of ₹2,500.

Pros & cons

Pros

  • There is no redemption fee so customers can redeem points without paying any additional fees.
  • Renewal fee waiver on spending of ₹1 lakh or more in the previous year.

Cons

  • The card does not provide any airport lounge access.
  • The reward points are only limited to Shoppers Stop outlets (online/ offline).

FAQs

What are the benefits of the Axis Bank Shoppers Stop Credit Card?

The Axis Bank Shoppers Stop Credit Card offers exclusive rewards and discounts such as reward points on every purchase, special discounts at Shoppers Stop, and access to premium sales events.

Can the Axis Bank Shoppers stop credit card use for international transactions?

Yes, the Axis Bank Shoppers Stop Credit Card is globally accepted and can be used for international transactions. However, foreign transaction charges may apply. Always check the current rates and fees before making international purchases.

Is there an annual fee for the Axis Bank Shoppers Stop Credit Card?

Yes, there is an annual fee for the Axis Bank Shoppers Stop Credit Card. However, the fee may be waived if you reach a certain spending threshold within a year. Please check the most current terms and conditions for details.

Are there any dining benefits with the Axis Bank Shoppers Stop Credit Card?

Yes, cardholders enjoy a 15% instant discount at EazyDiner on a minimum transaction value of ₹2,500, up to ₹500 per month.