- Joining fee
₹3,000 + GST
- Annual fee
₹3,000 + GST
- Best suited for
Travel, Shopping
- Reward type
Reward Points
Rewards
- Rewards rate
20 EDGE Points/₹200 on Retail Spends (Until Spending of ₹20,000 Per Month) (~2%). 10 EDGE Points/₹200 After That for All Spends (~1%)
- Welcome benefits
10,000 EDGE Reward Points (Worth ₹2,000) on First Transaction
- Reward redemption
EDGE Points are Redeemable for Travel/Shopping Vouchers and More. 1 EDGE Point = ₹0.20
Benefits
- Movie & dining
BOGO on Movie Tickets Via District by Zomato App (Up to ₹250, Twice Each Month). ₹200 off on Swiggy Orders (Twice Each Month)
- Domestic lounge
2 Free Visits Each Quarter on Spends of ₹50,000 or More in the Previous 3 Months (Maximum 8 Each Year)
- International lounge
12 Complimentary Visits to International Lounges With Priority Pass
- Golf
6 Golf Rounds Every Year. 6 Additional Golf Rounds on Annual Spends of ₹3 Lakh
- Insurance
Purchase Protection Up to ₹1 Lakh and Travel Insurance
Fees & charges
- Spend-based waiver
Renewal Fee Waived on Spends of ₹8 Lakh or More
- Rewards redemption fee
Nil
- Foreign currency markup
3.5%
- Interest rates
3.75% Monthly (55.55% Annually)
- Fuel surcharge waiver
1% Waiver for Fuel Transactions Between ₹400 and ₹4,000. Maximum Waiver of ₹400 Each Statement Cycle
- Cash advance charges
2.5% or a Minimum of ₹500
Product highlights
- Earn 20 EDGE Points/₹200 on spends up to ₹20,000 cumulatively per month on the card and then earn 10 EDGE Points/₹200 spent after that.
- Flat ₹500 on a minimum purchase of ₹2,500 on the BigBasket mobile app and website.
- Get a flat discount of ₹200 on your Swiggy orders when you make a minimum transaction of ₹1,000.
- 12 complimentary accesses to international airport lounges annually with a Priority Pass membership.
- 2 complimentary domestic lounge visits (every quarter).
- Bonus EDGE Points on spending ₹3 lakh in an anniversary year.
- Renewal fee waiver on spending ₹8 lakh in an anniversary year.
- 6 complimentary golf rounds every year. Get 6 additional golf rounds on an annual expenditure of ₹3 lakh.
Pros & cons
Pros
- You get ₹200 off on Swiggy orders twice a month and even discounts on BigBasket.
- Complimentary priority pass membership is also included with the Axis Bank Select Card.
Cons
- No reward points are earned on fuel transactions.
- This credit card has a high joining fee of ₹3,000 plus applicable taxes, and as a welcome benefit, this card only offers EDGE Reward Points worth ₹2,000.
FAQs
How many total complimentary golf rounds do I get on spending over Rs. 3 lakhs in a year?
You get a total of 12 complimentary golf rounds if you spend Rs. 3 lakh in a year with your Axis Bank Select Credit Card.
How can I get the renewal fee waived for my Axis Bank SELECT Credit Card?
The annual fee for the SELECT card can be waived if you spend Rs. 8 Lakhs in an anniversary year.
Do I earn any EDGE Points on fuel purchases through this card?
No, you don’t earn any EDGE Points for fuel purchases using your Axis Bank SELECT Credit Card.
How can I block my Axis Bank Select credit card in the case of theft or loss?
In case of theft or loss, you can easily get your card blocked by contacting Axis Bank Credit Card customer care. Make sure to report the loss to the bank as soon as possible as you will get zero liability protection by reporting the loss in a timely manner.
How to convert my Axis Bank Select credit card purchases into EMIs?
To convert your credit card purchases into EMIs, you can contact customer care or you can also do it easily via internet banking.
Will I need to submit a separate request to get my credit card's e-statement?
No, you don’t need to request the e-statement, but it will be sent to your registered email Id every month.