- Joining fee
Nil
- Annual fee
Rs. 500 + GST
- Best suited for
Travel, Shopping
- Reward type
Reward Points
Rewards
- Rewards rate
For every Rs. 200 spent, you will get 8 EDGE REWARD Points.
- Reward redemption
EDGE REWARD Points can be redeemed at the EDGE REWARDS Portal. 1 EDGE REWARD Point = Rs. 0.20.
Benefits
- Movie & dining
A discount of 15% or more on dining at partner restaurants.
- Travel
Complimentary visits to domestic lounges.
- Domestic lounge
In every calendar quarter, you will get 2 complimentary domestic lounge access.
Fees & charges
- Spend-based waiver
The renewal fee is waived off on exceeding spends of Rs. 40,000 or more in the preceding year
- Rewards redemption fee
Nil
- Foreign currency markup
3.5% of the forex transactions.
- Interest rates
3.75% Per Month (55.55% Annually)
- Fuel surcharge waiver
1% fuel surcharge is waived off on all transactions between Rs. 400 & Rs. 4,000 (max waiver capped at Rs. 400 per month)
- Cash advance charges
2.5% of the withdrawn amount (subject to a minimum charge of Rs. 500)
Product highlights
- Unique color theme with shades of Indian Tricolor and a fourth dedicated embossing line.
- 8 EDGE REWARD Points on every spend of Rs. 200 with the card.
- A discount of 15% at partnered restaurants.
- Complimentary access to domestic lounges up to 2 times in a quarter.
- Waiver of renewal fee on annual spends of Rs. 40,000 in the previous year.
- 1% fuel surcharge reversed for transactions between Rs. 400 and Rs. 4,000 (max waiver of Rs. 400 in a month)
Pros & cons
Pros
- The annual charge can be waived if you spend at least ₹40,000 in the card anniversary year.
Cons
- While many defense credit cards offer lower interest rates for military personnel, this one does not.
FAQs
Can I apply for the Axis Bank Pride Signature card if I'm not an Indian Defence Personnel?
No, Axis Bank Pride Signature Credit Card is exclusive for Indian Defence Personnel.
What is the interest rate on the Axis Bank Pride Signature Credit Card?
The interest rate on the Axis Bank Pride Signature Credit Card is 2.95% per month.
What is the annual fee of this card?
The annual fee of the Axis Bank Pride Signature Credit Card is Rs. 500 (second-year onwards, there’s no joining fee).
Does Axis Bank Pride Signature Credit Card provide any complimentary international lounge access?
No, Axis Bank Pride Signature Credit Card doesn’t provide any complimentary international lounge access, it however does provide 2 complimentary domestic lounge access every quarter.