- Joining fee
Rs. 500
- Annual fee
Rs. 200
- Best suited for
Shopping
- Reward type
Reward Points
Rewards
- Rewards rate
6 Edge Rewards on every domestic spend of Rs. 200 and 12 Edge Rewards on every international spend of Rs. 200.
- Welcome benefits
100 Edge Rewards on first online transaction.
- Reward redemption
The accumulated EDGE REWARD points can be redeemed for purchasing vouchers, mobiles & accessories, and much more exciting products. 1 Edge Reward Point = Re. 0.20.
Benefits
- Movie & dining
You get 25% off on movie tickets, and a minimum discount of 15 % on dining at partner restaurants in India.
Fees & charges
- Spend-based waiver
The joining fee is waived on spending Rs. 5,000 within 45 days of card setup & the renewal fee is waived off on spending Rs. 1,00,000 in the previous year.
- Rewards redemption fee
Nil
- Foreign currency markup
3.5% on all foreign currency transactions
- Interest rates
3.4% per month ( 40.80 per annum)
- Fuel surcharge waiver
A 1% fuel surcharge waiver on purchasing fuel worth between Rs. 400 – Rs. 4000 at all petrol pumps across India.
- Cash advance charges
2.50% subject to a minimum charge of Rs. 500
Product highlights
- Earn 100 EDGE REWARD points on your first online transaction.
- 6 Edge Rewards on every Rs. 200 spent on domestic purchases.
- 2x Edge Rewards on international transactions.
- A cashback of 25% on movie tickets.
- Get 15 % off on dining at partnered restaurants in India.
- Spend-based joining and annual fee waiver.
- 1% fuel surcharge waiver up to Rs. 400 per month.
FAQs
What are the joining and annual fees of this card?
Both the annual and joining of this card is Rs. 500 each.
What is the interest charged on this card?
3.40% p.m. is levied as interest on this card.
What are the foreign currency mark-up charges on this card?
The foreign currency mark-up charges on this card are 3.50%.
How can I redeem my EDGE REWARD points?
You can redeem your edge reward points for purchasing, vouchers, home & decor, gadgets, appliances, etc. You can also convert your points into AirMiles like InterMiles & Club Vistara. 5 edge points are equivalent to 1 InterMile/Club Vistara.
When will my joining fee be credited to my account?
You will receive the joining fee back on spending Rs. 5000 within 45 days of card setup.