Travel on Points

Axis Bank Neo Credit Card

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  • Joining fee

    Lifetime Free (Limited Time Only)

  • Annual fee

    Lifetime Free (Limited Time Only)

  • Best suited for

    Shopping, Food

  • Reward type

    Reward Points

Rewards

  • Rewards rate

    1 EDGE REWARD Point/₹200 on All Eligible Spends (Reward Rate 0.10%)

  • Welcome benefits

    100% Cashback Up to ₹300 on First Utility Bill Payment

  • Reward redemption

    1 EDGE RP = ₹0.20

Benefits

  • Movie & dining

    Discounts on EazyDiner and Zomato

Fees & charges

  • Rewards redemption fee

    ₹99 + GST

  • Foreign currency markup

    3.5%

  • Interest rates

    3.75% Per Month (55.55% Per Annum)

  • Fuel surcharge waiver

    1% fuel surcharge waived at all petrol pumps across India on transactions between Rs. 400 – Rs. 4000.

  • Cash advance charges

    2.50% or a minimum of Rs. 500

Product highlights

  • Earn 1 EDGE Reward Point for every ₹200 spent using the card.
  • Redeem your EDGE Reward Points against 500+ reward options.
  • Get ₹120 off on Zomato food delivery using the Axis Bank Neo Credit Card.
  • Enjoy 15% discount at select partner restaurants.
  • Get 10% instant discount on Blinkit and BookMyShow.
  • Avail a 1% fuel surcharge waiver at fuel stations across India.

Pros & cons

Pros

  • Get 10% off while booking movies with BookMyShow.
  • This card offers a discount on Zomato and even at partner restaurants via the Axis Dining Delights program.

Cons

  • There are no insurance benefits provided with this card.
  • You can’t access international or domestic lounges at airports in India with the Axis Bank Neo Credit Card.
  • The Axis Neo Credit Card offers a very poor reward rate of just 0.10%.

FAQs

How much is interest charged on this card ?

3.75% per month is levied as interest on this card if the total outstanding amount is not paid.

What are the joining and annual fees of this card ?

This is a lifetime free credit card.

What are the foreign currency mark-up charges on this card ?

The foreign currency mark-up charges on this card are 3.50%.

Does Axis Bank Neo Credit Card offer complimentary lounge access?

No, the Axis Bank Neo Credit Card doesn’t offer any complimentary airport lounge access.