Travel on Points

Axis My Zone Credit Card

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  • Joining fee

    ₹500 + GST

  • Annual fee

    ₹500 + GST

  • Best suited for

    Movies, Shopping, Food

  • Reward type

    Reward Points

Rewards

  • Rewards rate

    4 EDGE Points/₹200 (Reward Rate of 0.4%)

  • Welcome benefits

    Free SonyLiv Subscription Worth ₹1,499

  • Reward redemption

    EDGE Points earned on the card are redeemable against shopping/travel vouchers or for purchasing products on the Axis Bank EDGE Rewards Portal

Benefits

  • Movie & dining

    BOGO Offers on Movie Ticket Bookings Via District App. 15% Off on Partner Restaurants and Flat ₹120 Off on Food Orders with Swiggy.

  • Domestic lounge

    1 Complimentary Lounge Access Every Quarter (4 Each Year)

Fees & charges

  • Rewards redemption fee

    ₹99 + GST

  • Foreign currency markup

    3.5% of the transaction amount

  • Interest rates

    3.75% Per Month (55.55% Per Annum)

  • Fuel surcharge waiver

    1% fuel surcharge waived off at all filling stations across India for transactions between Rs. 400 and Rs. 4,000 (max waiver capped at Rs. 400 per month)

  • Cash advance charges

    2.5% of the withdrawal amount subject to a minimum charge of Rs. 500

Product highlights

  • Complimentary SonyLiv Premium annual subscription as a joining benefit.
  • 4 EDGE Points per ₹200 spent with the Axis Bank My Zone Credit Card.
  • Discount on Swiggy of ₹120 per order (minimum order value of ₹500 required).
  • Buy One Get One offer on movie ticket bookings via District.
  • 1 complimentary domestic airport lounge access per quarter.
  • Flat discount of ₹1,000 on AJIO on minimum spends of ₹2,999.
  • 15% off up to ₹500 on a minimum order of ₹1500 with the EazyDiner program.

Pros & cons

Pros

  • Incredibly beneficial for moviegoers, this card offers excellent one-plus-one deals on bookings with District by Zomato.
  • The Axis Bank My Zone Credit Card provides great discounts on Swiggy orders. Use coupon code “Axis 120” to avail of this offer.

Cons

  • Although this card offers free airport lounge access, it can only be availed on making spends of ₹50,000 or more in the previous quarter.
  • No Reward Points for spends on movie ticket booking.

FAQs

Do I earn EDGE Points on fuel transactions made with the card?

No, Axis Bank My Zone Credit Card offers no reward points for fuel transactions. A fuel surcharge waiver is offered with this card.

Can I convert my purchases with the My Zone Card into EMIs?

Yes, purchases of Rs. 2,500 and above can easily be converted into Easy Monthly Installments.

How to withdraw money from my Axis Bank My Zone Credit Card?

You can easily withdraw cash from ATMs with the Axis My Zone Credit Card. But its important to know that there shall be a charge of 2.5% applicable on the withdrawn amount.