Business Cards

Axis Bank MY Business Credit Card

  • Joining fee

    Rs. 999 (plus applicable taxes)

  • Annual fee

    Rs. 499 (plus applicable taxes)

  • Best suited for

    Movies, Fuel, Shopping

  • Reward type

    Reward Points

Rewards

  • Rewards rate

    4 Reward Points for every Rs. 200 spent.

  • Reward redemption

    Redeem Reward points on exclusive reward redemption catalogue on EDGE Loyalty Rewards.

Benefits

  • Travel

    Complimentary Airport Lounges within India.

  • Domestic lounge

    2 Complimentary Airport Lounges within India every quarter.

Fees & charges

  • Rewards redemption fee

    Nil

  • Foreign currency markup

    3.5% of the transaction value

  • Interest rates

    3.25% p.m. (46.78% p.a.)

  • Fuel surcharge waiver

    1% fuel surcharge waiver for fuel transactions between Rs. 400 and Rs. 4000.

  • Cash advance charges

    2.5% of the amount withdrawn or Rs. 250 (whichever is higher).

Product highlights

  • Get 4 Reward Points for every Rs. 200 spent.
  • 100 points on first transactions.
  • Double reward points in your birthday month.
  • 1% Fuel Surcharge Waiver on all fuel transactions.
  • Complimentary Airport Lounges within India.
  • Withdraw Cash up to 30% of the credit limit.
  • Pay bills automatically.
  • Convert all your purchases into EMIs.

FAQs

Can I claim the unused airport lounge visit in the next quarter?

No, you can not take forward the unused airport lounge access to the next quarter.

How many reward points do I get in the birthday month?

In your birthday month, you get double rewards on every transaction done with the MY Business credit card.