- Joining fee
₹10,000 + GST for Miles & More Select & ₹3,500 + GST for Miles & More World
- Annual fee
₹4,500 + GST for Miles & More Select & ₹3,500 + GST for Miles & More World
- Best suited for
Travel
- Reward type
Air Miles
Rewards
- Rewards rate
6 award miles per Rs. 200 spent with Axis Bank Miles & More Select Credit Card and 4 award miles per Rs. 200 spent with Axis Bank Miles & More World Credit Card
- Welcome benefits
15,000 miles on Axis Bank Miles & More Select Credit Card and 5,000 miles on Axis Bank Miles & More World Credit Card
- Reward redemption
Miles are redeemable for flight bookings, hotel reservations, car rentals, shopping or for donations
Benefits
- Movie & dining
Minimum 15% discount on dining bills at partner restaurants with Axis Bank Dining Delights Program
- Travel
Complimentary domestic and international airport lounge access
- Domestic lounge
Up to 8 Domestic Lounge Visits Per Quarter with World Select and 4 Visits Per Quarter with World Credit Card (Spends Criteria Applicable)
- International lounge
4 Complimentary Priority Pass Lounge Visits Per Year with Axis Bank Miles & More World Select Credit Card and 2 Complimentary Priority Pass Lounge Visits Per Year with Axis Bank Miles & More World Credit Card
- Insurance
Complimentary personal air accident insurance, check-in baggage and travel documents loss/delay cover and Credit Shield cover with both the variants of the card
Fees & charges
- Rewards redemption fee
Nil
- Foreign currency markup
3.5% of the transaction amount
- Interest rates
3.75% Per Month (55.55% Annually)
- Fuel surcharge waiver
1% fuel surcharge waived off on fuel purchases at all fuel stations across India (for transactions between Rs. 400 and Rs, 4,000)
- Cash advance charges
2.5% (minimum Rs. 500) of the withdrawn amount
Product highlights
- 15,000 miles on Axis Bank Miles & More Select Credit Card; 5,000 award miles on Axis Bank Miles & More World Credit Card as a welcome bonus.
- Annual bonuses of 4,000 and 3,000 reward miles on the Miles & More Select and Miles & More World Credit Cards, respectively.
- Complimentary Priority Pass membership with 4 (Axis Bank Miles & More Select Credit Card) or 2 (Axis Bank Miles & More World Credit Card) complimentary airport lounge access per year at select airports.
- 8 complimentary domestic airport lounge access per quarter with Axis Bank Miles and More Select Credit Card and 4 complimentary domestic lounge access per quarter with Axis Bank Miles and More World Credit Card.
- Preferred rates on Axis Bank loans with both variants of the Miles & More Credit Card.
- Minimum 15% off at partner restaurants with the Axis Bank Dining Delights program.
- 1% fuel surcharge on transactions between Rs. 400 and Rs. 4,000 at all fuel stations across India.
FAQs
What is Miles & More?
Miles & More is the loyalty program of the Lufthansa Group. Lufthansa is a member of the Star Alliance, the world’s largest airline alliance, which includes airlines such as Singapore Airlines, United Airlines, Air Canada, and Air China. Miles earned through the Miles & More program can be redeemed for award flights across Star Alliance member airlines, as well as other travel and lifestyle rewards.
How Many Complimentary Airport Lounge Visits Do I Get with the Axis Bank Miles & More Credit Cards?
The lounge benefits vary by card variant: Miles & More Select Credit Card 8 complimentary domestic lounge visits per quarter through the Mastercard lounge program. Complimentary Priority Pass membership. 4 complimentary international lounge visits per year via Priority Pass. Miles & More World Credit Card 4 complimentary domestic lounge visits per quarter through the Mastercard lounge program. Complimentary Priority Pass membership. 2 complimentary international lounge visits per year via Priority Pass.
How Can I Redeem the Miles Earned on the Axis Bank Miles & More Credit Card?
Miles earned on the card can be redeemed through the Miles & More program for: Flight bookings Hotel stays Car rentals Shopping rewards Donations to charitable causes
Do I Get Any Golf Benefits with the Axis Bank Miles & More Credit Cards?
No. Neither the Miles & More Select Credit Card nor the Miles & More World Credit Card offers complimentary golf rounds, golf lessons, or any other golf-related benefits.
Do I Get a Fuel Surcharge Waiver with the Axis Bank Miles & More Credit Cards?
Yes. Cardholders receive a 1% fuel surcharge waiver at fuel stations across India on transactions ranging between ₹400 and ₹4,000, subject to the applicable terms and conditions of the card.