- Joining fee
Nil
- Annual fee
Nil
- Best suited for
Shopping
- Reward type
Reward Points
Rewards
- Rewards rate
2 EDGE RPs per Rs. 200 spent with the card on domestic and international spends
- Reward redemption
RPs can be redeemed against products, vouchers, flight/hotel tickets, Airmiles, etc.
Fees & charges
- Rewards redemption fee
The reward redemption fee is Rs. 49 to redeem 300 to 10,000 RPs, and Rs. 99 if you want to redeem more than 10,000 points.
- Foreign currency markup
3.5% of the transaction amount
- Interest rates
3.6% per month and 52.86% per annum.
- Fuel surcharge waiver
1% fuel surcharge waiver on transactions between Rs. 400 to Rs. 4000
Product highlights
- Lifetime free credit card without joining or annual fees
- Receive a virtual card instantly on the Kiwi mobile app after getting approved
- Easily activate the card and set up UPI PIN to make UPI transactions
- 2 EDGE RPs per Rs. 200 spent on domestic and international spends
- 1% fuel surcharge waiver on transactions between Rs. 400 and Rs. 4000
Pros & cons
Pros
- This is a lifetime free credit card.
- Receive your virtual credit card instantly.
Cons
- There is no international or domestic lounge access provided with the Axis Bank KWIK Rupay Credit Card
FAQs
What are the annual/renewal fees of the Axis Bank KWIK RuPay Credit Card?
There is no annual or joining fee for the Axis Bank KWIK RuPay Credit Card as it is a lifetime free card.
Do I get international lounge access with the Axis Bank KWIK RuPay Credit Card?
No, you won’t get any international or domestic lounge access with the Axis Bank KWIK RuPay Credit Card.