- Joining fee
₹3,000 + GST (Nil for Burgundy Savings Account)
- Annual fee
₹3,000 + GST (Nil for Burgundy Savings Account)
- Best suited for
Travel
- Reward type
Reward Points
Rewards
- Rewards rate
5 EDGE Miles on Axis Travel Edge and Airline Spends. 2 EDGE Reward Points on all Other Eligible Spends
- Welcome benefits
5000 EDGE Miles on Spends of ₹1,000 Within the First 30 Days of Card Issuance
- Reward redemption
Redeem at Travel Edge. Also, Convert to Partner Points
Benefits
- Travel
Accelerated EDGE Miles on Travel Bookings
- Domestic lounge
6 Per Calender Quarter With Mastercard World Variant and 8 Per Calender Quarter With Visa Signature Variant
- International lounge
8 Each Year (2 Every Quarter)
Fees & charges
- Rewards redemption fee
None
- Foreign currency markup
3.5%
- Interest rates
3.75% Monthly (55.55% Annually)
- Fuel surcharge waiver
1% Waiver on Transactions Between ₹400 and ₹5,000 (Maximum 400 in a Month)
- Cash advance charges
2.5% Per Month (Minimum Rs. 500)
Product highlights
- Get 5,000 EDGE Miles as a welcome benefit.
- Earn 5 EDGE Miles/₹100 spent on travel edge portal and airlines spends.
- Get eight international lounge visits across the globe with the Horizon Credit Card.
Pros & cons
Pros
- This card provides access to domestic and international lounges without extra charges, which is an excellent advantage for frequent flyers.
Cons
- There is no spending-based waiver associated with this card. This means that you would have to pay the fee on an annual basis.
FAQs
How much shall I have to pay for the Horizon Credit Card?
The Horizon Credit Card carries a joining and annual charge of ₹3,000. Since there is no spend-based renewal offered along the card, this fee shall have to be paid as long as the card is active.
Shall I get reward points for electricity bill payments made with the Axis Horizon Credit Card?
No EDGE Miles shall be awarded for electricity bill payments or any other utility payments made with the Horizon Card.
How can I transfer my EDGE Miles to a participating partner loyalty program?
You would need to log in to the Travel Edge portal to convert your EDGE Miles into partner points.