- Joining fee
Nil
- Annual fee
Rs. 350 + GST
- Best suited for
Shopping
- Reward type
Cashback
Rewards
- Rewards rate
5% cashback on all spends via Freecharge and 1% cashback on all other spends.
- Reward redemption
Edge Reward Points can be redeemed against various products at a rate of 1 RP = Re. 0.20.
Benefits
- Movie & dining
Get 20% off up to Rs. 500 on dining
Fees & charges
- Spend-based waiver
The renewal fee is waived off on spending Rs. 50,000 or more in the previous year.
- Rewards redemption fee
Nil
- Foreign currency markup
3.5% on all foreign currency spends.
- Interest rates
3.6% per month (52.86 per annum)
- Cash advance charges
2.5% of the withdrawn amount or Rs. 500 (whichever is higher)
Product highlights
- Unlimited 5% cash back on all your Freecharge spends.
- 2% cashback on local commute.
- Up to 20% discount on dining.
- Spend-based waiver of the renewal fee.
- 1% fuel surcharge waiver on all fuel transactions.
FAQs
What is the annual fee for this card?
The annual fee of the Axis Bank Freecharge Plus Credit card is Rs. 350 plus taxes. There is no joining fee associated with this card.
When will I get my cashback?
The cashback earned in a month is credited to the account on the 8th of the next month.
How can I apply for the Freecharge Plus Credit Card?
You can apply for this credit card through the Freecharge mobile application. Simply register yourself and fill in a few details.
What is the interest rate on this credit card?
The interest rate on this credit card is 3.6% per month.
Can I get the physical card if I want?
Yes, once you get approved for the Freecharge Plus Credit Card, you can get the virtual credit card instantly and order the physical card as well. The physical card is delivered between 8 to 10 days.
When is the statement generated for this credit card?
The statement for the Freecharge Plus Credit Card is generated on the 12th of every month.