- Joining fee
Rs. 250 + GST
- Annual fee
Rs. 250 + GST
- Best suited for
Shopping
- Reward type
Cashback
Rewards
- Rewards rate
1% cashback on all spends and 5% cashback on spends on the Freecharge app.
- Reward redemption
The earned EDGE Reward Points can be redeemed through the Edge Rewards website of the Axis Bank. 1 Edge Reward = Re. 0.20.
Benefits
- Movie & dining
You get 50% off on an annual subscription on Eros Now and up to Rs. 100 credit every month on the Fresh menu.
- Travel
You earn up to Rs. 100 credit every month on Shuttl.
Fees & charges
- Spend-based waiver
The annual fee is waived off on spending Rs. 50,000 or more in the previous year.
- Rewards redemption fee
Nil
- Foreign currency markup
3.5% of the transacted amount
- Interest rates
3.4% per month
- Fuel surcharge waiver
1% fuel surcharge is waived off for all fuel transactions between Rs. 400 and Rs. 4,000.
- Cash advance charges
3.5% of the amount withdrawn or Rs. 250 (whichever is higher)
Product highlights
- Get the virtual credit card instantly on the Freecharge app.
- Welcome gift vouchers worth up to Rs. 700.
- Earn 1% cashback on all your spends.
- 5% cashback on your spends on the Freecharge app.
- Up to 50% off on Eros Now annual subscription.
- Up to Rs. 150 off every month on Shuttl.
- A credit of up to Rs. 100 every month on Fresh Menu.
FAQs
Can I get a physical Axis Bank Freecharge credit card?
Yes, you can get it if the conditions of physical card issuance are met.
What is the joining fee on this card?
The joining fee on the Axis Bank Freecharge credit card is Rs. 250 (plus applicable taxes).
Does this card provide any airport lounge access?
No, the Axis Bank Freecharge credit card doesn’t provide any lounge access.
Do I need to pay an annual fee in the first year also?
No, you have to pay a joining fee in the first year and an annual fee every year from the second year.
What is the interest rate on this card?
The interest rate on the Axis Bank Freecharge credit card is 3.6% per month.