Travel on Points

Axis Bank Primus Credit Card

Apply Now
  • Joining fee

    ₹5,00,000 + GST

  • Annual fee

    ₹3,00,000 + GST

  • Best suited for

    Travel, Fuel, Shopping

  • Reward type

    Reward Points

Rewards

  • Rewards rate

    1 EDGE Mile/₹100 Spent on All Transactions

  • Welcome benefits

    25,000 Axis EDGE Miles OR Rs 40,000 Gift Card from ITC Hotels

  • Reward redemption

    Redeem EDGE Miles for Product Catalog, Vouchers, and Partner Miles. 1 EDGE Mile = 5 Partner Miles

Benefits

  • Travel

    Airport Meet & Greet, Domestic Airport Transfers, Luxury Airport Transfers

  • Domestic lounge

    Unlimited Complimentary Domestic Lounge Access for Primary and Add-On Cardholders. 12 Free Guests Visits Each Year

  • International lounge

    Lounge Access- Unlimited Lounge Access for Primary and Add-On Cardholders With Priority Pass. 12 Complimentary Visits Each Year for Guests

  • Golf

    Unlimited Domestic Golf Lessons and Rounds for Primary Cardholder (Along With One Guest). 4 Complimentary International Golf Rounds Along With One Guest

  • Insurance

    Lost Card Liability of ₹25,00,000

Fees & charges

  • Rewards redemption fee

    Nil

  • Foreign currency markup

    Nil

  • Interest rates

    1% Per Month (12.68% Per Annum)

  • Fuel surcharge waiver

    1% of Transaction Amount (Between ₹400 and ₹10,000)

  • Cash advance charges

    Nil

Product highlights

  • This is a super premium credit card offering by Axis Bank.
  • The Primus Card can be availed at a joining charge of ₹5,00,000 + GST (effectively costing ₹5,90,000).
  • Cardholders shall earn 1 EDGE Mile/₹100 spent on all transactions, whether for rent, shopping, utility, insurance, fuel, or travel.
  • This premium card provides complimentary memberships to Taj Epicure and Bloomberg.

Pros & cons

Pros

  • Cardholders can earn 1 EDGE Mile for every ₹100 spent on all transactions. This allows them to earn rewards for expenses not traditionally rewarded by credit cards, such as insurance, rent, utility bills, and fuel. Cardholders can use this single card for all payments and expenses.
  • The Primus Card offers a favorable conversion ratio of 1:5 while transferring EDGE Miles to partner miles (1 EDGE Mile = 5 Partner Miles).

Cons

  • The Primus Card has a high joining fee of ₹5,90,000, including GST, and is only suitable for high-net-worth individuals. Additionally, this card has no spend-based annual fee waiver, so the annual charge will need to be paid.
  • For a card with such a high fee, you only expect the best, so it’s quite surprising that there aren’t any BOGO offers on movie tickets.

FAQs

What are the annual charges for the Primus Credit Card?

The Axis Primus Credit Card can be availed by paying a joining and annual charge of ₹5,00,000 + GST (effectively costing ₹5,90,000).

What services are offered by Axis Bank Primus Concierge?

The Axis Bank Primus ConciergeServices are exclusively available to Primus Cardholders and include the following: 1. Concierge and Lifestyle Assistance. 2. Reservation Assistance: Help with reservations at restaurants, limousines, car rentals, yachts, private jets, and helicopters. 3. Travel Assistance: Organizing hotel stays, cruises, and flights. 4. Travel Management: Tailored itineraries, packaged tours, and unique travel experiences. 5. Arrangement of Access to Exclusive Events. 6. Flower and Gift Deliveries.