Travel on Points

Axis Bank Atlas Credit Card

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  • Joining fee

    ₹5,000 + GST

  • Annual fee

    ₹5,000 + GST

  • Best suited for

    Travel

  • Reward type

    Air Miles

Rewards

  • Rewards rate

    5 Edge Miles for every Rs. 100 spent on travel spends, 2 Edge Miles for every Rs. 100 spent on all other transactions excluding spends on Hotels, Airlines, and TRAVEL EDGE Portal

  • Welcome benefits

    2,500 Edge Miles on Completing 1 Transaction Within 37 Days of Card Issuance

  • Reward redemption

    Transfer to Partner Airlines and Hotel Loyalty Programs. 1 EDGE Mile = 2 Partner Miles (Except Lotusmiles, The British Airways Club, and Finnair Plus)

Benefits

  • Movie & dining

    Get Up to 25% off (Max ₹800) Twice a Month at Partner Restaurants via EazyDiner on a Minimum Spend of ₹2,500

  • Travel

    Accelerated EDGE Mile Earning

  • Domestic lounge

    8 With Silver Tier, 12 With Gold Tier, and 18 With Platinum Tier (Each Year)

  • International lounge

    4 per annum under Silver Tier, 6 per annum under Gold Tier and 12 per annum under Platinum Tier

  • Insurance

    4 With Silver Tier, 6 With Gold Tier, and 12 With Platinum Tier (Each Year)

Fees & charges

  • Rewards redemption fee

    ₹99 + GST for Redemption of EDGE Miles and ₹199 + GST for Conversion of EDGE Miles to Partner Points

  • Foreign currency markup

    3.5% of the transaction amount

  • Interest rates

    3.75% Per Month (55.55% Annually)

  • Fuel surcharge waiver

    1% Waiver for Fuel Transactions Between ₹400 and ₹4,000 (Capped at ₹400 Per Statement Cycle)

  • Cash advance charges

    2.5% of the withdrawal amount (subject to min charge of Rs. 500)

Product highlights

  • Reward Points are earned as Axis Bank EDGE Miles.
  • 2,500 EDGE Miles as a joining benefit.
  • 5 EDGE Miles/₹100 on all travel spends with the card.
  • Cards are available in three tiers of membership: silver, gold, and platinum.
  • Bonus Edge Miles on reaching specified spending milestones with the card.
  • 25% off up to ₹800 via EazyDiner at partner restaurants.
  • Complimentary access to domestic and international airport lounges.

Pros & cons

Pros

  • You will receive 2,500 EDGE Miles as a welcome bonus, which can be redeemed for travel and other benefits later.

Cons

  • The Axis Bank Atlas Credit Card doesn’t include any golf benefits.
  • Unfortunately, this credit card does not offer any insurance benefits.

FAQs

What are the tiers of Axis Bank Atlas Credit Card?

Axis Bank Atlas Credit Card is offered in three tiers- Silver Tier, Gold Tier, and Platinum Tier. Initially, the cardholder is in the Silver Tier and can be upgraded to a higher tier on achieving certain spend milestones with the card (more details on this above).

How many domestic and international airport lounge access do I get with Axis Bank Atlas Credit Card?

Silver Tier members get 8 domestic and 4 international airport lounge visits, Gold Tier members get 12 domestic and 6 international airport lounge visits and Platinum members get 18 domestic and 12 international airport lounge visits.

Can Edge Miles be redeemed for cashback?

No, Edge Miles can either be transferred to a partner airline’s frequent flyer program or can be redeemed for booking flights/hotel rooms via Axis Bank’s Travel Edge Portal.

What is the reward rate of Axis Bank Atlas Credit Card?

You earn 5 Edge Miles per ₹100 on flight/hotel bookings via the Travel Edge portal and 2 Edge Miles for every ₹100 spent on all other transactions with Axis Bank Atlas Credit Card.