Travel on Points

AU Tejas Credit Card

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  • Joining fee

    ₹500 + GST

  • Annual fee

    ₹500 + GST

  • Best suited for

    Shopping

  • Reward type

    Reward Points

Rewards

  • Rewards rate

    5 Reward Points/₹100 Spent via AU Rewardz on Flights, Hotels, Voucher Shopping, Bill Payments, etc, 1 Reward Point/₹100 Spent on All Other Categories

  • Welcome benefits

    Brand Vouchers Worth ₹500 or 2,000 Reward Points

  • Reward redemption

    Redeem Reward Points for E-Vouchers, Merchandise, and Flight/Hotel Bookings. 1 RP = ₹0.25

Benefits

  • Movie & dining

    10% Discount on Movies Through District by Zomato Every Month, with a Maximum Cashback of ₹50 Per Month

Fees & charges

  • Spend-based waiver

    Annual Charges Waived on Spends of ₹1,50,000

  • Rewards redemption fee

    ₹99 + GST

  • Foreign currency markup

    3.49%

  • Interest rates

    3.75% Per Month (45% Per Annum)

  • Fuel surcharge waiver

    1% Fuel Surcharge Waiver Between ₹400 and ₹5,000, Up to a Maximum of ₹100 Per Statement Cycle

  • Cash advance charges

    2.5% of the Cash Withdrawal Amount or ₹500 (Whichever is Higher)

Product highlights

  • Earn 5 Reward Points per ₹100 spent through AU Rewardz on flights, hotels, bill payments, voucher purchases, and other eligible transactions.
  • Get a welcome benefit of your choice: a ₹500 brand voucher or 2,000 Reward Points on card activation and first transaction within 30 days.
  • Save 10% on movie tickets through District by Zomato, food orders on Zomato, and grocery purchases on Amazon Fresh and Amazon Now every month.
  • Earn 10% cashback on eligible cab bookings and utility bill payments made through the AU 0101 app.
  • Enjoy a 1% fuel surcharge waiver on fuel transactions between ₹400 and ₹5,000, up to ₹100 per statement cycle.
  • Get the annual fee waived on spending ₹1.5 lakh or more in a card anniversary year.

Pros & cons

Pros

  • The card offers savings across multiple everyday spending categories, including groceries, food delivery, movies, cab rides, and utility bill payments.

Cons

  • The reward rate on regular spending is low, and the card lacks premium benefits such as lounge access and travel perks.

FAQs

Can the annual fee be waived?

Yes, the annual fee is waived if you spend ₹1.5 lakh or more during the card anniversary year.

What is the value of 1 Reward Point?

Each Reward Point is worth ₹0.25 when redeemed for vouchers, merchandise, flight bookings, or hotel bookings.

Is there a reward redemption fee?

Yes, a redemption fee of ₹99 + GST is charged for redeeming reward points.

Does the card provide airport lounge access?

No, the AU Tejas Credit Card does not offer domestic or international airport lounge access.

Is there a fuel surcharge waiver?

Yes, you get a 1% fuel surcharge waiver on fuel transactions between ₹400 and ₹5,000, up to ₹100 per statement cycle.