
- Joining fee
Rs. 299 + GST
- Annual fee
Rs. 299 + GST
- Best suited for
Shopping
- Reward type
Cashback
Rewards
- Rewards rate
1% Cashback on All UPI Spends (Up to Rs. 500)
Benefits
- Travel
2 Complimentary Railway Lounge Visits
- Domestic lounge
2 Free Visits Each Quarter on spending ₹50,000 in a Calendar Quarter
Fees & charges
- Foreign currency markup
3.5%
- Interest rates
3.75% Per Month (45% Per Annum)
- Fuel surcharge waiver
1% Fuel Surcharge Waiver on Transactions Between Rs. 400 and Rs. 5000
- Cash advance charges
2.5% of the Withdrawn Amount or ₹500 Whichever is Higher
Product highlights
- You can earn cashback on all UPI transactions with this card.
- Spend-based airport lounge access is offered with this card.
- Free railway airport lounge access is provided.
FAQs
Is the AU Spont Credit Card a virtual card?
The AU Spont Credit Card comes in both physical and virtual variants.
What is the maximum cashback I can earn?
You can earn up to Rs. 500 cashback in a month with the AU Bank Spont Credit Card.