AU Spont Credit Card

Apply Now
  • Joining fee

    Rs. 299 + GST

  • Annual fee

    Rs. 299 + GST

  • Best suited for

    Shopping

  • Reward type

    Cashback

Rewards

  • Rewards rate

    1% Cashback on All UPI Spends (Up to Rs. 500)

Benefits

  • Travel

    2 Complimentary Railway Lounge Visits

  • Domestic lounge

    2 Free Visits Each Quarter on spending ₹50,000 in a Calendar Quarter

Fees & charges

  • Foreign currency markup

    3.5%

  • Interest rates

    3.75% Per Month (45% Per Annum)

  • Fuel surcharge waiver

    1% Fuel Surcharge Waiver on Transactions Between Rs. 400 and Rs. 5000

  • Cash advance charges

    2.5% of the Withdrawn Amount or ₹500 Whichever is Higher

Product highlights

  • You can earn cashback on all UPI transactions with this card.
  • Spend-based airport lounge access is offered with this card.
  • Free railway airport lounge access is provided.

FAQs

Is the AU Spont Credit Card a virtual card?

The AU Spont Credit Card comes in both physical and virtual variants.

What is the maximum cashback I can earn?

You can earn up to Rs. 500 cashback in a month with the AU Bank Spont Credit Card.