- Joining fee
Lifetime Free
- Annual fee
Lifetime Free
- Best suited for
Business Expenses
- Reward type
Reward Points
Rewards
- Rewards rate
8 Reward Points on Every ₹100 Spend on Dining, Travel, Tax Payments, and Software Purchase, 2 Reward Points on Every ₹100 for Other Purchases, and 1 Reward Point on Every ₹100 Spend on Utility and Insurance
- Welcome benefits
Receive 2,000 Reward Points on Spending of ₹5,000 and a Dining Membership on Spending of ₹10,000 within 30 days of Card Activation
- Reward redemption
Redeem Your Reward Points At AU Rewardz
Benefits
- Domestic lounge
2 Complimentary Lounge Access Per Calendar Quarter
- Insurance
Air Accident Cover
Fees & charges
- Foreign currency markup
1.99%
- Interest rates
3.75% Monthly and 45% Annual
- Fuel surcharge waiver
1% Fuel Surcharge Waiver for Fuel Transactions Done Between ₹400 and ₹5,000 (up to ₹250)
- Cash advance charges
2.5% Subject to a Minimum of ₹500
Product highlights
- The CA Metal Credit Card is specially curated for Chartered Accountants to make their transaction smoother and more beneficial.
- Even though this is a metal credit card, which is usually expensive, this card does not have any joining or annual fees.
- The cardholders will receive 2,000 reward points on spending ₹5000 and a dining membership on spending ₹10,000 within 30 days of card activation as welcome benefits.
- The cardholders will earn 8 Reward Points on dining, travel, tax payments, and software purchases, 2 Reward Points on every ₹100 for other purchases, and 1 Reward Point on utility and Insurance spends.
Pros & cons
Pros
- Even though this is a metal credit card, this card has no joining or annual fees.
- Cardholders can get 25% discount on renewing their ICAI membership fee, which is usually between ₹1,770 to over ₹8,260 (including GST) annually.
- New users receive welcome benefits, such as bonus reward points and a complimentary dining membership, upon meeting the initial spending requirement.
Cons
- Even though the card offers a low forex markup, it still does not provide access to international airport lounges.
FAQs
Is there any joining fee for the AU CA Metal Credit Card?
No, even though this is a metal card, there is no joining fee; it is absolutely free.
Can someone who is not a CA apply for this card?
No, this card is designed explicitly for Chartered Accountants.
How can I contact customer care regarding my AU CA Metal Credit card?
You can contact creditcard.support@aubank.in if you have any queries regarding the AU CA Metal Credit Card.
Are there any complementary access to the International lounge?
No, but you will get access to the domestic lounge per calendar quarter.