AU Bank Xcite Ace Credit Card

Rewards

• Rewards rate

  1% cashback on monthly spends of Rs. 7,500, 2% cashback on monthly spends of Rs. 12,500, and 3% cashback on monthly spends of Rs. 20,000.

• Reward redemption

  The earned cashback is directly credited to your accounts.

Benefits

• Movie & dining

  Up to 30% discount on dining across more than 300 restaurants.

• Travel

  Complimentary airport and railway lounge access every year.

• Domestic lounge

  2 Free Domestic Lounge Visits on Spends of ₹20,000 Each Quarter

• Insurance

  Personal accident cover worth Rs. 50 lakhs, card liability cover worth Rs. 2 lakhs, and purchase protection worth up to Rs. 25,000

Fees & charges

• Spend-based waiver

  Annual Fee Waiver on Spends of ₹2 Lakh or More

• Rewards redemption fee

  ₹99 + GST

• Foreign currency markup

  3.49% of the total amount

• Interest rates

  3.75% Per Month, i.e., 45% Annually

• Fuel surcharge waiver

  1% fuel surcharge waiver on all fuel purchases, up to Rs. 250 per month.

• Cash advance charges

  2.5% Subject to a Minimum of ₹100

Product highlights

• Get up to 3% cashback on your spending using this card.
• Get complimentary railway lounge access every year.
• Get complimentary airport lounge access every year.
• Save up to 30% on your dining expenses.
• 1% fuel surcharge waiver on all fuel purchases.
• Get a free device protection plan and extended warranty.

FAQs