- Joining fee
Rs. 2,999 + GST
- Annual fee
Rs. 2,999 + GST
- Best suited for
Travel, Shopping
- Reward type
Reward Points
Rewards
- Rewards rate
4 RPs/₹100 Spent on Groceries & Departmental Spends. 2 RPs/₹100 on All Other Eligible Spends
- Reward redemption
Reward Points redeemable for e-vouchers, merchandise, mobile/DTH recharges, flight/hotel bookings on AU Rewardz portal, 1 Reward Point = Rs. 0.25
Benefits
- Travel
Free Railway Lounge Access
- Domestic lounge
One Free Visit Each Quarter on Spending ₹50,000 or More Each Quarter
- International lounge
One Free Visit Each Quarter
- Insurance
Comprehensive insurance cover including Credit Shield, lost card liability cover, air accident cover and many other travel-related insurance covers
Fees & charges
- Spend-based waiver
Joining fee waived off on expenditure of Rs. 40,000 within 90 days of card setup, renewal fee (second year onwards) waived off on expenditure of Rs. 1.5 lakh in the preceding year
- Rewards redemption fee
₹99 + GST
- Foreign currency markup
2.99% of the transaction amount
- Interest rates
3.75% Per Month (45% Per Annum)
- Fuel surcharge waiver
Fuel surcharge waived off at all filling stations across India for transactions between Rs. 400 and Rs. 5,000 (max waiver capped at Rs. 250 per month)
- Cash advance charges
2.5% of the Withdrawn Amount or ₹500 Whichever is Higher
Product highlights
- 4 Reward Points per ₹100 on grocery and departmental store spends, 2 Reward Points per ₹100 on all other retail spends, and 1 Reward Point per ₹100 on utility bill payments. No Reward Points are earned on fuel purchases.
- 500 Bonus Reward Points on retail spends of ₹50,000 in a calendar quarter and an additional 1,000 Reward Points on achieving a quarterly spend milestone of ₹1 lakh.
- Vouchers worth ₹1,000 from top brands on spending a minimum of ₹2.5 lakh in an anniversary year.
- 1,000 Bonus Reward Points on completing one retail transaction on your birthday.
- Complimentary domestic and international airport lounge access.
- Complimentary IRCTC lounge access at select railway stations across India.
- 24×7 dedicated concierge service for travel, dining, and golf sessions-related assistance.
- 1% fuel surcharge waiver at all fuel stations across India.
- Comprehensive insurance protection includes Credit Shield cover, lost card liability protection, air accident insurance, and many other travel-related insurance covers.
FAQs
How can I apply for AU Bank Vetta Credit Card?
You can apply for AU Bank Vetta Credit Card by visiting the Card’s page on the bank’s website and selecting the “Apply Now” option on the page. You will need to provide a few documents including an identity proof, address proof and a proof of income (like salary slip or audited ITR acknowledgment) to proceed with the application.
What is the value of AU Bank Reward Points in rupees ?
1 Reward Point = Rs. 0.25 for redemption against e-vouchers, merchandise, flight/hotel bookings or mobile/DTH recharges on the AU Rewardz portal.
What is the interest rate charged on AU Bank Vetta Credit Card?
You are charged an interest rate of 2.99% per month (35.88% annually) on the revolving credit on AU Bank Vetta Credit Card.
What is the foreign currency transaction charge applicable on AU Bank Vetta Credit Card?
You are charged a mark-up fee of 2.99% of the transaction amount of foreign currency transactions made with the AU Bank Vetta Credit Card.
Do I get airport lounge access with AU Bank Vetta Credit Card?
Yes, you get complimentary 1 domestic and 1 international airport lounge access per calendar quarter with AU Bank Vetta Credit Card.
Do I get IRCTC lounge access with AU Bank Vetta Credit Card?
Yes, you get 2 complimentary IRCTC lounge access per quarter with AU Bank Vetta Credit Card.