- Joining fee
Lifetime Free
- Annual fee
Lifetime Free
- Best suited for
Movies, Travel, Dining, Fuel, Shopping
- Reward type
Reward Points
Rewards
- Rewards rate
1 Reward Point/₹100 Spent. 10X or 5X Accelerated Reward Points and Additional Cashbacks (Paid Features)
- Reward redemption
Redeem Reward Points for exciting discounts and offers.
Benefits
- Movie & dining
3 Months of Complimentary Membership of Zee5 and Amazon Prime (Paid Feature)
- Domestic lounge
1 Complimentary Airport Lounge Access Every Quarter (Paid Feature)
Fees & charges
- Rewards redemption fee
₹99 + GST
- Foreign currency markup
3.49%
- Interest rates
3.75% Per Month (45% Per Annum)
- Cash advance charges
2.5% or ₹500 Whichever is Higher
Product highlights
- India’s First customizable Credit card.
- Choose whichever feature you want and whenever you want with the card.
- 3 Months of Free Membership of Zee5 and Amazon Prime.
- For every Rs. 100 spent on retail transactions, you will get 1 Reward Point.
- 10X or 5X accelerated Reward Points on all online and offline transactions.
- Surcharge waiver of 1% on all fuel transactions between Rs. 400 to Rs. 5,000.
- 5% and 2% cashback on retail spends on achieving the spend target.
- Additional 5% cashback for travel, dining and grocery expenses.
- 1 complimentary lounge access per quarter
FAQs
Can I choose or select more than one category of benefit for the AU Small Finance Bank LIT Credit Card?
Yes, you can choose any one or even more than one category of benefits. Every category offered with the AU Small Finance Bank LIT Credit Card has a fixed period of 90 days or 3 months.
What if I still have complimentary lounge access left unused, can I transfer them to the next period?
No, you cannot transfer your unused lounge access. Every category has a fixed 90-day period, if you are unable to use the benefit within the time frame, then the reward or the benefit will expire and will be unusable.
What is the fuel surcharge waiver I can avail with AU Small Finance Bank LIT Credit Card?
You can get 1% fuel surcharge waiver on all transactions between ₹400 to ₹5,000 with AU Small Finance Bank LIT Credit Card.
Can I choose or get any other membership for the OTT platform or program?
No, currently you can get a complimentary membership for the Amazon Prime and Zee5 with the AU Small Finance Bank LIT Credit Card. The Bank may offer other memberships in the future.