- Joining fee
₹1,500 + GST
- Annual fee
₹1,500 + GST
- Best suited for
Shopping
- Reward type
Cashback
Rewards
- Rewards rate
1% Cashback on All Eligible Transactions Up to ₹1,000 Per Billing Cycle. 3% Cashback on Flights, Hotels, and More Via RBL Rewards
- Reward redemption
Cashback is Transferred to RBL Savings Account
Benefits
- Movie & dining
Buy One Get One Free on Movie Ticket Bookings Each Month (Up to ₹150)
- Domestic lounge
One Free Lounge Visit Each Quarter (On Spends of ₹35,000 or More)
Fees & charges
- Rewards redemption fee
₹99 + GST
- Foreign currency markup
3.5%
- Interest rates
Up to 3.99% Per Month or 47.88% Per Annum
- Fuel surcharge waiver
1% Fuel Surcharge Waiver
- Cash advance charges
2.5% (Minimum ₹500)
Product highlights
- The RBL Aspire Banking Credit Card is most suited for those looking for a cashback card.
- This card comes at a joining and annual charge of ₹1,500 + GST.
- Cardholders can enjoy one complimentary domestic lounge visit each quarter.
Pros & cons
Pros
- This card can be availed as lifetime free by those with an Aspire Banking relationship.
Cons
- 1% base cashback is capped at ₹1,000 per billing cycle, which is quite low.
FAQs
I am an Aspire Banking customer. How much will I be charged for this card?
There are zero joining and annual charges for the RBL Aspire Banking Credit Card. Others shall be charged ₹1,500 annually for this card.
How much would I need to spend to unlock airport lounge access?
Domestic airport lounge access is unlocked after spends of ₹35,000 in the previous quarter.