- Joining fee
₹5,000 + GST
- Annual fee
₹5,000 + GST
- Best suited for
Travel, Shopping
- Reward type
Reward Points
Rewards
- Rewards rate
1 Membership Rewards Point/₹50 spent
- Welcome benefits
10,000 Membership Rewards Points
- Reward redemption
Redeem MR Points for Vouchers, Transfers to Various Flight and Hotel Loyalty Programs, and More
Benefits
- Movie & dining
20% Discount at Select Restaurants
- Travel
Complimentary Priority Pass Membership
- Domestic lounge
2 Domestic Lounge Access Every Quarter (8 Each Year)
Fees & charges
- Rewards redemption fee
Nil
- Foreign currency markup
3.5% of the transaction amount
- Interest rates
3.5% Per Month (Annually 42%)
- Fuel surcharge waiver
No fuel surcharge at HPCL fuel stations for transactions of up to Rs. 5,000, 1% surcharge on transactions above Rs. 5,000
- Cash advance charges
3.5% of the transaction amount subject to a minimum charge of Rs. 250.
Product highlights
- Welcome Gift of 10,000 Membership Rewards Points.
- 1 Membership Rewards Points for every ₹50 spent.
- Rewards Points-based Milestone benefits on reaching milestones like expenditure of ₹1.9 lakh /₹4 lakh in a membership year.
- Complimentary Taj Stay voucher on expenditure of ₹4 lakh in a membership year.
- 8 domestic airport lounge access every year (max 2 per quarter).
- 0% convenience fee at all HPCL fuel stations across India.
Pros & cons
Pros
- The AmEx Platinum Travel Card offers attractive milestone benefits to cardholders. You earn 7,500 bonus MR points on annual spends of ₹1.9 lakh, 10,000 bonus MR points on spends of ₹4 lakh, and 22,500 MR points along with a ₹10,000 Taj voucher on annual spends of ₹7 lakh.
- This credit card offers 8 complimentary lounge access per annum (max 2 per quarter) at domestic airports across India, which is a decent number of lounge visits for a sub-premium travel credit card.
Cons
- Regarding international airport lounge access, the Platinum Travel Credit Card offers no complimentary lounge access at international airports. However, the card provides complimentary Priority Pass lounge access (a value of USD 99) at international airport lounges. Lounge access under the Priority Pass membership that you get with the Platinum Travel Card is chargeable at USD 27 per visit per guest.
FAQs
How can I redeem the Membership Rewards Points?
The Membership Rewards Points that you get as the welcome benefit, milestone benefits, or for regular expenditures (at the rate of 1 Point for every ₹50 spent) can be redeemed either for shopping vouchers on e-commerce sites, e-vouchers on Amex’s shopping portal, or for making credit card bill payments under Amex’s Cash + Points program.
What is the Priority Pass Membership that is offered by the American Express Platinum Travel Credit Card?
Priority Pass is a lounge access program that allows you international lounge access. This card comes with a complimentary Priority Pass membership and a waiver of the annual fee of USD 99. However, a USD 32 charge applies to every lounge visit.
Can I get an add-on American Express credit card?
Yes, American Express AmEx Platinum Travel add-on cards are available. You don’t have to pay any extra fee for up to two add-on credit cards. A fee of ₹1500 per card applies thereafter.
Does this card support contactless payment?
Yes. For payments up to ₹5,000, you do not need to enter the PIN.
Does the American Express Platinum Travel Card provide lounge access for free?
Yes, the AmEx Platinum Travel Credit Card provides you with 8 complimentary domestic lounge access every year (2 per quarter).
What is the American Express Platinum Travel Card Foreign transaction fee?
The foreign currency transaction fee on this credit card is 3.5%.