Travel on Points
Business Cards

American Express Gold Corporate Card

  • Joining fee

    ₹1,000 + GST

  • Annual fee

    ₹4,500 +GST

  • Best suited for

    Travel

  • Reward type

    Reward Points

Rewards

  • Rewards rate

    1 RP for every ₹50 spent on business expenses, 1 RP for every ₹100 spent on wholesale spends, utility, fuel, etc.

  • Reward redemption

    RP can be redeemed for gift cards, Air/Hotel loyalty programs, etc.

Benefits

  • Travel

    Access to domestic airport lounges is offered at discounted rates in 25 cities

  • International lounge

    Two complimentary airport lounge access with Priority Pass

  • Insurance

    Insurance coverage up to ₹75 lakhs and 24×7 access to American Express Global Assist

Fees & charges

  • Foreign currency markup

    3.5%

  • Interest rates

    3.5% per month

  • Fuel surcharge waiver

    Waived at HPCL fuel stations for transactions less than ₹5,000, 1% on transactions above ₹5,000, 1% surcharge on BPCL and IOCL stations, and 2.5% surcharge at all other fuel stations

  • Cash advance charges

    3.5% of the withdrawal amount subject to a minimum amount of ₹250

Product highlights

  • The fuel surcharge is waived at HPCL stations.
  • Offers business travel insurance to its cardholders up to ₹75,00,000.
  • 1 Membership Reward Point for every ₹50 spent on business expenses
  • 1 Membership Reward Point for every ₹100 spent on fuel, utility, insurance, etc.

Pros & cons

Pros

  • This membership card offers the advantage of a modest joining fee of only ₹1,000.
  • This card offers access to VIP airport lounges both internationally and domestically.

Cons

  • There are no welcome or milestone benefits with this card.
  • The joining fee is ₹1,000, but the annual renewal fee from the second year onwards is ₹4,500, which is relatively high.
  • The fuel surcharge is not waived at all fuel stations but only at specific ones.

FAQs

Can I redeem the Membership Reward Points earned with this card?

You can redeem the reward points for gift cards, transfer points to Air/Hotel loyalty programs, book travel, or even redeem for statement credits.

Does the American Express Gold Corporate Card offer a fuel surcharge waiver?

Yes, this card offers benefits such as a fuel surcharge waiver at specific fuel stations, making it convenient for cardholders to save on fuel expenses.

Are there any welcome benefits for new cardholders?

The American Express Gold Corporate Card does not have specific welcome benefits for new cardholders. But, it compensates with its low joining fee and other valuable travel-related perks.

What are the main benefits of the American Express Gold Corporate Card?

The American Express Gold Corporate Card provides benefits for frequent business travelers. These include access to VIP airport lounges, complimentary insurance coverage, and a rewards program.