- Joining fee
₹7,00,000 + GST
- Annual fee
₹2,75,000 + GST
- Best suited for
Travel, Shopping, Food
- Reward type
Reward Points
Rewards
- Rewards rate
6 Membership Rewards Points for Every ₹200 Spent, Including Fuel, Insurance, and Utility Payments, Plus Bonus Points on Fuel Spends.
- Reward redemption
Transfer Reward Points to Partner Airlines and Hotels
Benefits
- Movie & dining
Enjoy Up to 50% Off at Select Restaurants, 2X Eazy Points on Dining, 2,000 Joining Points, and Priority Reservations with EazyDiner Prime.
- Travel
Get Preferential Airfares on Select Global Airlines Including Emirates, Etihad Airways, United Airlines, Virgin Atlantic, and Singapore Airlines.
- Domestic lounge
Access to Premier Lounges Across the Globe
- International lounge
Enjoy Access to 1,550+ Airport Lounges Across 130 Countries, Including Centurion Lounges Worldwide and Meet & Greet Services at Select Airports.
- Golf
Play at 30+ Premium Golf Courses in India, Enjoy Complimentary Golf Lessons, and Get Green Fee Waivers at 50+ International Golf Courses Worldwide.
- Insurance
Air Accident Cover and More Travel Covers
Fees & charges
- Foreign currency markup
3.5%
- Fuel surcharge waiver
0% Fuel Surcharge for HPCL Transactions
- Cash advance charges
3.5% (Minimum ₹250)
Product highlights
- Invite-Only Ultra Premium Credit Card Offered Exclusively to Select High Net-Worth Individuals
- Extremely High Joining and Annual Fee Reflecting Its Exclusive Benefits and Services
- Dedicated Relationship Manager and Concierge Services for Travel, Dining, and Lifestyle Requests
- Access to Premium Global Travel, Dining, and Golf Privileges Across Leading Destinations
Pros & cons
Pros
- Offers some of the most exclusive travel, dining, and lifestyle privileges available on any credit card, including global lounge access and premium concierge services.
Cons
- The extremely high joining and annual fees make the card accessible only to a very small group of high-net-worth individuals.
FAQs
Can Anyone Apply for the American Express Centurion Card?
No, the American Express Centurion Card is an invite-only credit card. American Express typically offers it to select high-spending cardholders who already have a strong relationship with the brand.
What Is the Annual Fee of the American Express Centurion Card in India?
The card comes with a joining fee of ₹7,00,000 + GST and an annual fee of ₹2,75,000 + GST, making it one of the most expensive credit cards available in India.
What Are the Key Benefits of the American Express Centurion Card?
Some of the major benefits include global lounge access, preferential airline fares, premium golf privileges, accelerated Membership Rewards earnings, and exclusive lifestyle benefits such as EazyDiner Prime membership and Centurion concierge services.