- Joining fee
Lifetime Free
- Annual fee
Lifetime Free
- Best suited for
Travel, Shopping
- Reward type
Cashback
Rewards
- Rewards rate
5% cashback on Amazon purchases for Prime members and 3% cashback for Non-Prime members, 2% cashback on partner brands & 1% cashback on all other payments except fuel purchases
- Welcome benefits
Cashback and Discounts Up to ₹2,500 and One Month EazyDiner Membership
- Reward redemption
Cashback Credited to Amazon Pay Balance
Benefits
- Movie & dining
A minimum of 15% discount on dining bills at restaurants participating in the Culinary Treats program
Fees & charges
- Rewards redemption fee
Nil
- Foreign currency markup
1.99%
- Interest rates
3.75% Per Month (45% Per Annum)
- Fuel surcharge waiver
1% fuel surcharge is waived at all petrol stations across India.
- Cash advance charges
2.5% of the Withdrawn Amount (Subject to a Minimum of ₹500)
Product highlights
- Amazon Prime users get 5% cashback on all purchases made on Amazon.
- Non-Prime users get 3% cashback on Amazon.
- Additional cashback on Amazon is applicable only for purchases made on Amazon India (amazon.in).
- 2% cashback at over 100 partner merchants using this card on Amazon Pay.
- 1% cashback on other retail transactions.
- Reward Points are transferred as cashback to the Amazon Pay balance.
- No expiry date of Reward Points earned on the card transferred as Amazon Pay balance.
Pros & cons
Pros
- This card is most useful to Amazon loyalist who fulfil their online shopping via Amazon.
- Enjoy 15% off at over 2,500 restaurants in India with the Culinary Treats Program of ICICI Bank.
- There is no max capping on the Amazon Pay balance that can be earned as cashback on your card.
Cons
- This card is mainly for shopping with Amazon it does not provide other benefits like lounge access or entertainment benefits.
- If you shop on platforms other than Amazon then this card would not be most useful for you. If you prefer Flipkart over Amazon then check out the Flipkart Axis Bank Credit Card.
- The ICICI Amazon Credit Card offers a high reward rate of 5% on Amazon to Prime members, however, the reward rate on Amazon for non-Prime members is just 3%.
FAQs
What is the maximum reward you can get using an Amazon Pay ICICI Bank Credit Card?
The maximum reward rate offered by the Amazon ICICI Credit Card is 5%, which is the cashback you earn on Amazon spending if you are a Prime member. Non-prime members can earn a maximum cashback of 3%.
What is Amazon Pay ICICI Credit Card customer care toll-free number?
For any queries/complaints related to your ICICI Amazon Pay Credit Card, you can call 1800 1020 1239.
What are the annual charges for the Amazon Pay ICICI Bank Credit Card?
The ICICI Amazon Pay Credit Card is lifetime free, i.e, you don’t need to pay an annual fee for this card.
Can I get a credit card without a CIBIL Score?
No, as it is an unsecured credit card, the bank will check your CIBIL score and credit history before approving your application to determine your eligibility for the card.
What is the credit limit on the Amazon Pay ICICI Credit Card? How can I increase the credit limit on it?
The credit limit on the Amazon ICICI Credit Card, just as with any other credit card, is different for different customers depending on their income and credit score. Typically, the credit limit of this Credit Card is 2 to 3 times the cardholder’s monthly income. To increase the credit limit on your Amazon Pay Credit Card, you need to contact ICICI Bank support and request a higher credit limit. Sometimes, your card is automatically pre-approved for a higher limit. If that is the case, you would be able to opt for a higher credit limit yourself through ICICI internet banking or the iMobile Pay app.
How can I pay my ICICI Amazon Credit Card bill?
There are multiple ways to pay your Amazon Pay ICICI Credit Card bill- Through the iMobile Pay app. Through ICICI internet banking. Via third-party apps like CRED, Paytm, etc. By submitting a cheque at your nearest ICICI Bank branch.
When do you need to pay annual charges for the Amazon Pay ICICI Bank Credit Card?
You don’t need to pay any annual charges for the ICICI Amazon Pay Credit Card, as it is a zero-annual-fee credit card.
Can this Credit Card be used anywhere?
Yes, you can use your Amazon Pay ICICI Credit Card anywhere for any type of transaction.
What charges will apply on skill-based gaming transactions on the Amazon Pay ICICI Credit Card?
A fee of 2% of the transaction amount will be charged on skill-based gaming transactions from January 15, 2026.
Are wallet load transactions chargeable on the Amazon Pay ICICI Credit Card?
Yes, wallet load transactions of ₹5,000 or more will attract a 1% fee.