Air India SBI Platinum Credit Card

Rewards

• Rewards rate

  5 Maharaja Points/₹100 for Air India Spends and 2 Maharaja Points/₹100 for Other Spends

• Welcome benefits

  5,000 reward points after paying the joining fee (credited within 15 days from the date of payment)

• Reward redemption

  Reward points are convertible into Air India Air Miles. 1 RP = 1 AirMile

Benefits

• Domestic lounge

  8 Free Visits Each Year (Maximum 2 Per Quarter)

• Insurance

  Lost card liability protection of Rs. 1 lakh applicable from 48 hours prior to 7 days post reporting about the card to the bank.

Fees & charges

• Rewards redemption fee

  Nil

• Foreign currency markup

  3.5% + GST

• Interest rates

  3.75% Per Month (45% Per Annum)

• Fuel surcharge waiver

  1% fuel surcharge waiver at fuel stations all over India on transactions between Rs. 500 and Rs. 4,000 (capped at Rs. 250).

• Cash advance charges

  2.5% or ₹500 Whichever is Higher

Product highlights

• 5,000 Maharaja Points on paying the joining fee as a welcome benefit.
• 2,000 Maharaja Points as an anniversary gift every year the card membership is renewed.
• Up to 15,000 bonus RPs every year on reaching the stipulated spend milestones.
• 5 Maharaja Points per ₹100 on Air India ticket bookings.
• Get 2 Maharaja Points for every ₹100 spent.
• 2 complimentary access to domestic airport lounges every quarter.
• Complimentary lost card liability protection that is worth ₹1 lakh.
• 1% waiver on fuel surcharge applicable on transactions between ₹500 and ₹4,000 (capped at ₹250).

Pros & cons

FAQs