Aditya Birla SBI Credit Card

Rewards

• Rewards rate

  10 RP for every Rs. 100 spent on Aditya Birla Stores, 5 Reward Points for every Rs. 100 spent on Dining, Entertainment, and Hotels and 1 Reward Point for every Rs. 200 spent on other categories.

• Welcome benefits

  Activation bonus of 2,000 Rewards Points.

• Reward redemption

  You can redeem the RP’s on sbicard.com or can be used for paying outstanding balance of the credit card, 1 Reward Point = Rs. 0.25

Fees & charges

• Rewards redemption fee

  Rs. 99 per redemption request

• Foreign currency markup

  3.5% on the conversion amount

• Interest rates

  3.5% per month (42% per annum)

• Fuel surcharge waiver

  1% surcharge waiver on fuel transactions at all fuel stations across India

• Cash advance charges

  2.5% on the transaction amount subject to a minimum charge of Rs 500

Product highlights

• As a welcome benefit, you will get 2,000 bonus Rewards Points.
• On every Rs. 100 spent on Aditya Birla Stores, you will get 10 Reward Points.
• 5 Reward Points per Rs. 100 spent on Dining, Entertainment and Hotels.
• For every Rs. 100 spent on other categories, you will get 1 Reward Point.
• Surcharge waiver of 1% on all fuel stations in India.
• 2000 Rewards Points on Annual Spends of Rs 1 Lakh.
• Additional 2000 Rewards Points on Annual Spends of Rs 1.5 Lakh.

FAQs