- Joining fee
Nil
- Annual fee
Nil
- Best suited for
Travel, Dining, Shopping, Business Expenses
- Reward type
Reward Points
Rewards
- Rewards rate
Each Card Offers Accelerated Reward Points for Special Categories and Up to 6X Reward Points for Online Transactions
- Welcome benefits
Up to 1,000 Reward Points
- Reward redemption
1 RP = Rs. 0.20
Benefits
- Movie & dining
Accelerated Reward Points and Exclusive Discounts on Dining.
- Travel
Free Railway Lounge Access if Offered
- Domestic lounge
Free Lounge Access is Either Offered or Can Be Availed with the Custom Variants
- International lounge
Free Lounge Access is Either Offered or Can Be Availed with the Custom Variants
Fees & charges
- Foreign currency markup
1.99 to 3.5%
- Interest rates
3.59% Per Month (43.08% Annually)
- Fuel surcharge waiver
1% Fuel Surcharge Waiver is Applicable
- Cash advance charges
2.5%
Product highlights
- Lifetime free credit cards are available.
- Two of the ABC Credit Cards are customizable.
- Credit cards for businessmen are also available.
- Accelerated Reward Points can be availed for select categories.
FAQs
How many credit cards are offered by Aditya Birla?
Aditya Birla Finance Limited has launched four credit cards in association with AU Bank. These are the ABC Flex Credit Card, ABC Nxt Credit Card, ABC Pro Credit Card & ABC Biz Credit Card.
Can I make contactless payments with ABC Cards?
Yes, you can make contactless payments up to Rs. 5,000 with the ABC Credit Card.