6E Rewards XL – IndiGo HDFC Bank Credit Card

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  • Joining fee

    ₹1,500 + GST

  • Annual fee

    ₹1,500 + GST

  • Best suited for

    Travel, Fuel

  • Reward type

    Air Miles

Rewards

  • Rewards rate

    6E Rewards- 5% on IndiGo, 3% on dining, grocery and entertainment, and 2% for every other transaction.

  • Welcome benefits

    One complimentary flight ticket worth Rs. 3000 and 6E Prime Add-On.

  • Reward redemption

    The IndiGo 6E rewards are redeemable for 6E Rewards’ Benefits including IndiGo flight tickets (1 6E Reward Point = Re. 1).

Benefits

  • Domestic lounge

    8 Domestic Lounge Visits Annually (Max 2 Each Quarter) for Both Primary and Add-On Cardholders

  • Golf

    12 Golf Lessons and 4 Complimentary Rounds of Green Fees Each Year (Mastercard World Card India Golf Program)

Fees & charges

  • Rewards redemption fee

    Nil

  • Foreign currency markup

    2.5%

  • Interest rates

    3.75% Per Month (45% Annually)

  • Cash advance charges

    2.5% of the Withdrawn Amount or ₹500, Whichever is Higher

Product highlights

  • 1 Complimentary 6E Prime Add-On as a Welcome Benefit (Priority check-in, choice of seat, a complimentary meal & quicker baggage).
  • A complimentary IndiGo air ticket worth Rs. 3,000 on making three or more purchases every 3 months after card activation (provided that the annual fee of Rs. 2,500 is realized).
  • IndiGo 6E Rewards as Reward Points.
  • IndiGo 6E Rewards- up to 5% on IndiGo, 3% on dining, grocery, and entertainment, and 2% on all other spends.
  • 8 Complimentary Domestic Lounge Access per calendar year (2 per quarter) under the MasterCard Lounge Program.

Pros & cons

Pros

  • You get 8 complimentary domestic airport lounge visits with this card. This applies to both international and domestic terminals at airports within the country.
  • A complimentary ticket worth ₹3,000 as a welcome benefit.

Cons

  • This card does not offer travel insurance benefits.
  • You won’t get access to any international airport lounges with the 6E Rewards XL IndiGo HDFC Bank Credit Card.

FAQs

What is the validity of the 6E Rewards?

The 6E Rewards are valid for 24 months (2 years) from the time of accrual and expire thereafter.

How can I redeem the 6E rewards?

The 6E rewards can be redeemed on the IndiGo portal for the benefit of IndiGo flight tickets.

Do I earn reward points for expenditures made outside of IndiGo?

Yes. You earn 3% 6E Rewards on dining, entertainment, and grocery spends, and 2% 6E Rewards on all other spends.

Does this card support contactless payments?

Yes, this credit card does support contactless payments.

What is the monetary value of the 6E Rewards?

1 6E Reward = ₹1

Are IndiGo 6E Rewards and BluChip the same?

No, the 6E Rewards and IndiGo BluChip accounts are managed separately.