6E Rewards – IndiGo HDFC Bank Credit Card

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  • Joining fee

    ₹500 + GST

  • Annual fee

    ₹500 + GST

  • Best suited for

    Travel, Fuel

  • Reward type

    Air Miles

Rewards

  • Rewards rate

    1% 6E Rewards for every spend. 2% 6E Rewards on groceries, dining, and entertainment, and 2.5% 6E Rewards for IndiGo ticket bookings.

  • Welcome benefits

    1 Free IndiGo Flight Voucher Worth ₹1,500 and 6E Prime Add-on Voucher Worth ₹1,099

  • Reward redemption

    The 6E rewards you earn using your 6E Rewards IndiGo HDFC Credit Card can be redeemed through the 6E rewards portal. 1 6E Reward = Re. 1.

Fees & charges

  • Rewards redemption fee

    ₹200 + GST

  • Foreign currency markup

    3.5%

  • Interest rates

    3.75% Per Month (45% Annually)

  • Fuel surcharge waiver

    No Waiver Applicable

  • Cash advance charges

    2.5% of the amount withdrawn subject to a minimum charge of Rs. 500

Product highlights

  • Get 2.5% 6E Rewards on IndiGo ticket bookings using your 6E Rewards IndiGo HDFC Credit Card.
  • Get 2% 6E Rewards on Dining, Groceries, and Entertainment, and 1% 6E Rewards on every other spend.
  • Welcome benefits of 1 complimentary 6E Prime Add-on.
  • Get 1 complimentary IndiGo air ticket of ₹1,500 on making three or more transactions in each of the first 3 months after your card set-up date.

Pros & cons

Pros

  • You would get a complimentary IndiGo ticket voucher worth ₹1,500.
  • This card even offers rewards on fuel transactions.

Cons

  • Unfortunately, this card does not offer any complimentary access to domestic or international lounges.
  • While this credit card offers rewards on fuel purchases, it does not provide a waiver for fuel surcharges, making it less beneficial.

Eligibility

CriteriaSalariedSelf-employed
Age21 Years – 60 Years21 Years – 65 Years
IncomeMinimum ₹50,000 Per MonthMinimum ₹7.2 Lakh Per Annum (As Per ITR)

FAQs

Do I need to make three purchases each month in the first three months to get a complimentary IndiGo ticket?

No, you need to make a total of 3 transactions or more in the first three months (1 transaction each month) to be eligible for the complimentary free IndiGo ticket voucher worth ₹1,500.

What are the cash advance charges on this card?

The cash advance charges applicable on the 6E Rewards – IndiGo HDFC Credit card are 2.5% of the transaction or ₹500 (WIH).

Does this card provide a fuel surcharge waiver?

No, there is no fuel surcharge waiver offered with the 6E IndiGo HDFC Credit Card.

Can I get my renewal fee waived for this card?

No, for the 6E Rewards – IndiGo HDFC Bank credit card, you can’t get the renewal fee waived.